11th March 2017
XBinary V1 stopped paying on the 6th March 2017. Since then the system has been restarted and is paying again. If you choose to invest again, then make sure you only invest in the V2 system. If you just use my ref link or simply visit the homepage, then you will be fine.
The new plans are 3% daily for 60 days for deposits from $10 to $100. 3% daily for 80 days for deposits from $100 to $1,000, and 3% daily for 100 days for deposits from $1,000. See below for the original review.
One look at XBinary will tell you that this is not just your normal HYIP. It is actually a well-designed and very professional looking program. It features long-term investment plans, a multi-level referral system, and some other stuff that is almost impossible to understand on your first visit. But, ultimately as investors, aren’t we most interested in how much bitcoin we will make?
Seriously, this one is full-on, and those that are used to the more simple programs like LightBitcoin and WorldMiners may be rather confused by all the added bits in this one. But, a little digging and you can start to get a basic understanding of how XBinary works – after all, it is just another HYIP that you can invest bitcoin in. As always, make sure you remember the risks with HYIP investing and check my basics page for more info.
There is so much to this program and I don’t want to make it even more confusing for everyone. So, for now I will try to keep this post short, and then update it with more information as the HYIP progresses. I encourage those that are interested to read about the advanced features and have a bit of a look around the site to learn a bit more.
As a word of caution – if you don’t sign up using one of my links you will have some random referrer who you don’t know. So, you can give your commission to someone you don’t know, or you can give it to me and I will give it back through my RCB program (see below for details).
There are three investment plans based on how much bitcoin (or regular money) you invest. All three plans pay 2% daily, but have different investment time periods and total returns. Up to $100 will get you 2% daily for 100 days, $100 to $1,000 will get 2% daily for 125 days, and above $1,000 will get 2% daily for 150 days. Total return is easy to work out, so I will leave it up to you.
XBinary only pays on business days (Monday to Friday), and interest is paid once daily at midnight UTC on those days. So, 2% daily is 50 days to 100% ROI, but due to weekends it can take up to 70 days (10 weeks). This also means that the actual length of the investment plan is much longer than written above. Make sure you understand this before investing.
The minimum investment is $10, or equivalent in bitcoin at the time you deposit, and the minimum withdrawal is $0.10. Keep in mind that all bitcoin transactions are converted to equivalent US dollar value at the time of transaction.
Basic Referral System
The basic referral system for XBinary is a 10-level system which many of you are already familiar with. Most programs range from one to five levels. The best programs always have a higher number of levels, but you rarely see a 10-level program. By comparison, RightRise, which is another excellent program is only 5 levels.
For Xbinary, this system is called a uni-level system which is technically correct, but a little misleading. It basically means that it is a system with “multiple” levels, each with it’s own commission, and you can have any number of referrals on any level. You get 10% for each first level referral, then 1% for each 2nd to 5th level, then 0.5% for each 6th to 10th level. HYIPs are all about building networks (aka pyramids) and X-Binary is an example of how the big-boys do it.
There are a number of advanced features for XBinary, and some of these are very rare in HYIPs. The most prominent and interesting of these is the “automatic binary” system. It is also the hardest to understand, but basically it is an automatic system to build referral networks which is an incentive for people to invest and promote the program. It is similar to the standard multi-level marketing (MLM) organization structure, but that whole discussion is outside the scope of this post. Suffice to say, to activate it you must make a deposit into the program, and then the system will automatically build the network. This process takes time and has a number of potential pitfalls – so just be realistic about your expectations with this.
The other confusing feature is the use of two wallets – an M-wallet, and a B-wallet. The M-wallet is just like an account balance in a normal HYIP. Your daily interest payments and uni-level referral commission will be paid here. This is also where your normal withdrawals will come from. The B-wallet is a bit different and corresponds to the binary side of the system. All binary bonus and referral commission will be credited here. Earnings here are a result of ‘binary pairing’ which is when your binary referrals make deposits into the system. The commission is 2%, so don’t get too excited about it. Anyway, you cannot withdraw from this wallet, but you can make a new deposit with it, or transfer/sell it to another user. Please contact me if you want to sell your B-wallet balance.
There is so much more to this program, so stay tuned for updates.
- XBinary username (X—–)
- XBinary email address
- How much you invested and when
- A screenshot of your XBinary dashboard
- A bitcoin wallet address
NOTE: All RCBs will be paid after the HYIP scams (stops paying).